Microservices trade development friction for operational complexity. Without observability, staging parity, and mature DevOps, you ship slower—not faster.
If you cannot modularize inside one deploy, microservices will not fix organization.
Consider splitting when teams truly own bounded contexts and releases genuinely clash. Otherwise, modular monoliths often win.
Data consistency across services needs explicit sagas, outboxes, or eventual models—each adds design load.
Grow into services by carving stable seams first; premature network boundaries cement bad cuts.