Payment Gateways in India: Cards, UPI, and What Merchants Should Validate

Payment Gateways in India: Cards, UPI, and What Merchants Should Validate
  • Spygar Team

Indian checkout often blends cards, net banking, wallets, and UPI. User experience must surface the right methods and recover gracefully from dropped connections.

Treat webhooks as at-least-once delivery: idempotency is mandatory.

Verify webhook signatures, persist raw payloads for audit, and reconcile gateway settlements against orders.

Handle partial failures: authorized but not captured, double taps on pay, and network retries on mobile.

Plan support tooling—search by order, gateway reference, and customer phone—to reduce mean-time-to-resolution.

  • Ecommerce
  • Payments
  • UPI
  • Ecommerce